In most states drivers are legally required to carry auto insurance on registered vehicles. This insurance coverage can protect you and/or others from financial losses resulting from the use of a motor vehicle. Automobile insurance can protect a driver from accidents, vandalism, natural disasters, and more. Premium can vary based on the coverage you need and what discounts you may qualify for.

Farm and Ranch

Madrigal & Associates Insurance has the ability to offer insurance to those living on a farm or ranch. We are familiar with this type of lifestyle and can offer products to insure it appropriately. This specific type of insurance can cover a farm or ranch, real and personal property, and personal liability. This policy can also be designed to cover farm operations. All items covered under this policy heading are to be written with a Stated Value and are to be reviewed annually. Items not listed on the policy declarations page will be excluded from coverage.
We can help you control your exposure to loss – whether property, liability, automobile, or otherwise.


Floods can cause major destruction. Often, the damage caused by floods is not covered by a standard Homeowners Insurance policy. That's why Madrigal & Welch Insurance offers specialized flood insurance as an additional coverage to protect your home, condo, or business from rising waters.


Homeowner's Insurance can protect a homeowner from financial losses to their home and attached structures.


Madrigal & Welch Insurance offers insurance for motorcycles. There a several types of coverage available. These may include Bodily Injury, Property Damage Liability, Medial Payments, Roadside Assistance, and more. Additional options include collision and comprehensive coverage – which would repair or replace your motorcycle due to accident, theft, natural causes, and more. Premium can vary based on amount of coverage, deductible, discounts, specialty options, and more.

Personal Umbrella

We recommend a personal umbrella policy for many of our clients. This type of coverage is designed to give additional layers of liability protection. If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy may take over and provide you with additional protection. The costs associated with such coverage are minimal compared to the comfort of knowing you are adequately covered.

Inland Marine

Inland Marine coverage provides protection for a variety of items. The cost of this coverage can vary based on the type and amount of coverage you need, deductibles, and more.

Recreational Vehicle

Similar to an automobile policy, Madrigal & Welch Insurance also offers a Recreational Vehicle policy. This type of policy offers coverage for financial losses due to accidents, vandalism, natural disasters, and more. The premium for this type of coverage is similar to automobile insurance and can vary based on many factors.

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